Last Updated: July 6, 2026

I. Purpose Of This Disclaimer

Claim Denial Guide exists to help New York workers understand, in plain terms, why a workers’ compensation claim gets denied or controverted and what steps typically follow — filing an RB-89, requesting a hearing, or pursuing reopening. Because the subject matter touches directly on legal rights and deadlines, this page sets out clearly what this site is, and just as importantly, what it is not.

II. No Professional Legal Advice

We Are Not A Law Firm

Claim Denial Guide is an independent educational publication. We are not a law firm, we do not employ attorneys to review individual cases, and nothing published here should be mistaken for representation. Our articles describe how the denial and appeal process generally works under New York law; they cannot account for the specific medical history, employment facts, or procedural posture of your particular claim.

No Reliance, No Privilege

You should not act, or decline to act, based on anything read on this site without first speaking to a licensed attorney or an authorized claims representative who can evaluate your situation directly. Sending us a message through our contact form does not create an attorney-client relationship, and no communication with this site is protected by attorney-client privilege.

III. Accuracy And “As-Is” Basis

No Warranties Of Any Kind

We work to keep our explanations current, but we make no warranty — express or implied — as to the accuracy, completeness, or timeliness of any information on this site. Content is provided strictly on an “as-is” basis, with no guarantee that it reflects the most recent developments in New York workers’ compensation law.

New York Rules Change, And Every Claim Is Fact-Specific

Workers’ Compensation Board procedures, statutory deadlines, and case law are periodically revised by the legislature, the Board, and the courts. An article that was accurate on the date it was published may become outdated without notice. Moreover, because every claim depends on its own medical evidence, employer conduct, and procedural history, general explanations of denial reasons and appeal steps cannot substitute for an individualized assessment of your file.

IV. Third-Party Matching And Referral Disclaimer

This site operates independently of any law firm, insurance carrier, or claims service, and nothing here should be read as an endorsement of a particular attorney or company. Where we point readers toward outside professionals — whether through a link or a referral you request — any resulting engagement is formed solely between you and that third party. We are not a party to that engagement, we do not supervise the third party’s work, and we accept no responsibility for the advice, fees, or outcome you experience with them.

V. Limitation Of Liability

To the fullest extent allowed under New York law, Claim Denial Guide and its owners disclaim all liability for any loss, damage, or missed opportunity — including a missed appeal deadline or an unfavorable Board decision — that results from reliance on information found on this site. Readers proceed at their own risk and are strongly encouraged to confirm any deadline or procedural requirement directly with the Workers’ Compensation Board or a licensed attorney before acting.

VI. Contact

Claim Denial Guide
Email: [email protected]
You may also reach us through our contact page.